Meet your health care and benefits concierge.
Using your Apple benefits is easier than ever with Transcarent. With one simple app, you can quickly find an in-network, quality doctor, get one-on-one support navigating your benefits, and ask questions to get instant answers about your care and benefits—anytime.
Beginning January 1, 2026, when you use a Transcarent surgical provider for covered procedures, your out-of-pocket cost can be $0.*
For more information about surgery costs, see the Surgery Care FAQ.
Get instant, accurate answers to all your health plan and benefit questions, like:
Is physical therapy covered by my plan?
What work-life balance benefits are available?
I care for my dad and kids. Can Lyra help burn out?
Any benefits for fitness or wellness?
Not sure what care you need - or which benefit to use? Chat with your Care Team or Virtual Care Assistant to explore your options. Examples include:
My back hurts. What’s the right next step?
I’m feeling low and need someone to talk to.
Can you help me find a female pediatrician?
I found out I have cancer. What should I do now?
See a doctor anytime right from your phone - 24/7. Get support for mental health, muscle and joint pain, urgent care needs and more.
How can I manage my persistent cough?
How do I get treated for back pain?
Find a 24-hour, in-network urgent care nearby.
How do I access my mental health benefits?
Make the most of your Apple benefits.
*If you’re enrolled in a PPO plan, Apple covers 100% of your surgery costs after meeting your deductible. If you’re enrolled in the Apple Saver Plan, you’ll need to meet your deductible before out-of-pocket costs are waived, based on IRS requirements.
Weight Health
Start your weight health journey with a personalized care plan, helpful resources, medications if applicable, and on-demand support from a care team.
Orthopedic Care
From injury assessment to chronic pain, Transcarent connects you with top-quality orthopedic specialists, virtually. Get a diagnosis and recommended care plan, typically within 2 business days.
Surgery Care
Transcarent connects you with top-quality surgeons known for exceptional results. Everything is arranged for you in advance - and Apple covers the cost of your procedure.*
Cancer Care
Get a dedicated oncology nurse navigator for support at any stage - from screening and diagnosis, to treatments, recovery, survivorship, or caring for a loved one. Whatever your situation is, we're here for you every step of the way.
Do more with the app
Download the Transcarent app and manage everything easily at your fingertips
